Financial Assistance

Paying for university is a long stressful process, we’re here to help the best we can! Here are definitions for commonly used terminology, and links to financial aid resources both in and outside of NSCAD.

You can find NSCAD specific information here!

A grant is a sum of money that does not need to be paid back. Grants are generally given by the government on a financial need basis. Most countries provide a student grants program for their citizens, Canada has a Canada Student Grants program, and the US has FASA (Free Application for Federal Aid) which can determine the amount of government funding you can receive. There are also research and project funding grants, which can be applied for through organizations like Canada Council for the Arts.


A sum of money that does not need to be paid back, scholarships are awarded to  students generally by the post secondary institution attended, however also by the government and outside organizations. Scholarships are often merit based; awarded based on skill, or talent, they are always given for educational purposes. Scholarships can also be conditional on maintaining a certain GPA and may have to be annually reapplied for.


A sum of money that does not need to be repaid, bursaries are generally given by the post secondary institution. Bursaries are given as supplements, in addition to loans, and scholarships, on a financial need basis. Often the application process for bursaries requires course details, including course fees, text book costs, parental income, etc. Given the supplementary nature of bursaries, they are generally not for large amounts of money, their purpose is to cover course costs, and help students afford post secondary education, including living expenses like heating and power.


A loan is a sum of money given on the basis that it will be repaid, often there is interest, and financial consequences if the money is not repaid on time. Student loans can be from the government (Federally and Provincially), as well as private organizations. Students loans can be instrumental in paying for tuition in addition to living expenses.


SUNSCAD Emergency Bursary

The SUNSCAD Emergency Bursary exists to help any student who, due to extreme unforeseen circumstances, requires financial assistance. (These bursaries are for unexpected financial emergencies; for aid with tuition and routine living expenses, please look into scholarships, grants, and student loans). Please be aware that our budget is limited, so we will do our best to provide a bursary which value is as close to your request as possible. Our budget is viewable here.

To apply for the SUNSCAD Emergency Bursary, fill out the Google Form here.